Job Title : Business Banker - Rustenburg
Location : Rustenburg, North West
Company : Energy at Work Projects
Salary :
Open Date : 2023-03-19
Close Date : 2023-07-20

A well known bank in Rustenburg is currently seeking an experienced Business Banker! If you meet the criteria apply now

• Responsible for achieving sales and financial targets.
• Manage a client portfolio according to client values ( turnover up to up to R20m) and number of groups ( 150 -
  250 groups) and credit facilities <R5m
• Build and maintain client relationships and put in place a routine and process to explain, promote and sell
  product offerings/financial solutions that meet the financial needs of the client
• Acquire new risk groups and open new business accounts; execute on a virtual basis so as to build the client
  relationship - 90% office based
• Cross-sell additional value adding services and products such as internet Banking, Point-Of-Sale (POS) to
  existing customers to assist in growing their businesses
• Identify and refer sales leads to external business partners to manage risk as well as increase revenue e.g.
  Business Banking insurance partner
• Analyse existing portfolios/customer data to identify expansion and/or additional business opportunities utilising
  available MIS and contact management strategy
• Develop and implement a client-calling schedule in line with Customer Value Proposition (CVP)
• Ensure effective and appropriate pricing across all MBL products
• Focus on the migration of transactional business to the bank

Requirements

• Customer relationship management (CRM) principles and techniques
• How to interpret financial statements, balance sheets and basic financial ratios
• Standardized business banking transactional products and other core products relevant to small enterprises
• Business banking product offerings
• Understanding of collateral and balance sheets
• Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market
  and the legislative restrictions & requirements governing these from a financial services perspective
• Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation
  purposes
• Knowledge of competitors offerings
• Regulations, Acts and Codes related to the banking environment.
• Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)
• Diploma in Commerce or Finance

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